Introducing Sammut Bulow’s Strategic Plan for 2025-2029: A Vision for the Future

January 21, 2025

A VISION FOR THE FUTURE: 2025-2029

As we look ahead to the next chapter in Sammut Bulow’s journey, we are excited to share our new 2025-2029 Strategic Plan. This plan represents our commitment to growth, innovation, and deepening our impact on both our clients and the community. Building on the strong foundation laid over the past 26 years, we are ready to embrace the future with renewed purpose and vision.


Our Story: A Legacy of Growth and Dedication

Sammut Bulow was founded in 1998 by Martin Sammut, with a clear mission to provide expert financial guidance and outstanding service. When Brad Bulow joined in 2007, they formed the bedrock of a growing, dynamic firm. Over the years, the business has expanded its service offerings to include SB Books, SB Lending, SB Life, and SBB Wealth, all while strengthening its partnerships and strategic direction.


Today, Sammut Bulow employs over 60 staff across multiple business units, and with the addition of Partners Danny Riggs and Adam O’Sullivan, the leadership team is poised to continue this journey of success. Our history is a testament to our commitment to helping others achieve financial clarity and success, and as we look to the future, we are guided by the same core values that have driven us from the beginning.


Our Vision: Financial Success for All

At the core of our new strategic plan is a simple yet powerful vision: to make financial success accessible and sustainable for everyone we work with. Through collaboration, technical expertise, and a commitment to continuous improvement, we aim to help our clients thrive, our people excel, and our business expand.


____________________



Four Strategic Pillars for the Next Five Years

Our 2025-2029 Strategic Plan is built around four key pillars that will guide our growth and success over the next five years; Our People, Our Clients, Our Business and Our Future.


Our People: Investing in Our Team’s Future

The foundation of our success lies in our people. We are committed to building a culture of pride, positivity, and professional growth. By recruiting and retaining individuals who share our values and investing in their development, we aim to empower our staff to become experts in their field. Our goal is to foster a supportive environment that balances work and life, helping our team members grow both professionally and personally. This commitment ensures that our people are not only capable but also passionate about delivering exceptional service to our clients.


Our Clients: Building Wealth with Purposeful Relationships

Our clients are at the heart of everything we do. We strive to provide them with innovative and sustainable financial solutions that create long-term wealth. Our approach focuses on understanding each client’s unique needs and goals and providing industry-leading advice to help them achieve financial success. By cultivating strong, trusting relationships, we empower our clients to take control of their financial journey. As we move forward, we will continue to educate and engage with our clients, ensuring that they remain well-informed and supported every step of the way.


Our Business: Excellence Through Innovation and Investment

As Sammut Bulow continues to grow, we remain committed to operational excellence. This means continually developing our skills, systems, and technology to enhance efficiency and deliver exceptional results. By partnering with industry experts and staying ahead of emerging trends, we will continue to provide the highest level of service to our clients. Our business is driven by a commitment to innovation and a focus on knowledge sharing, which enables us to remain at the forefront of the accounting and advisory sector. We also remain deeply committed to supporting community initiatives that align with our values.


Our Future: Growth and Sustainability

As we look ahead, Sammut Bulow is committed to sustainable growth that prioritises the needs of our current and future clients and the strength of our relationships. Our strategy blends thoughtful decision-making with adaptability, ensuring we remain ready to seize opportunities that enhance our ability to serve. By focusing on long-term partnerships, we are building a strong foundation to identify and meet emerging needs effectively. 


A key part of our vision is the development of a Family Office model, offering a comprehensive and personalised approach to wealth management. This initiative reflects our dedication to providing tailored solutions that evolve with our clients' goals and priorities, creating a lasting impact on their financial well-being.


____________________



Real Advice with Real Outcomes for Real People

Sammut Bulow’s 2025-2029 Strategic Plan is designed to empower our people, clients, and business to achieve lasting success. With a focus on collaboration, innovation, growth, and integrity, we are committed to providing real advice with real outcomes for real people. As we continue to evolve, we look forward to deepening our relationships with our clients, supporting our team’s professional journey, and growing as a business that is built on a foundation of trust and excellence.


Together, we are shaping a more prosperous and sustainable financial future for everyone.


We look forward to sharing more updates as we embark on this exciting journey ahead.


SHARE POST:

RECENT POST:

Key Takeaways From The 2025-26 Australian Federal Budget

March 27, 2025
The Australian Government’s 2025-26 Federal Budget, unveiled earlier this week, has certainly grabbed attention with its proposed personal income tax cuts. The tax savings will be gradual, with up to $268 in savings for individuals in the 2026-27 year, and up to $536 from 2027-28 onwards. The Government has allocated almost $1 billion to the Australian Taxation Office (ATO) to enhance its compliance programs. While this is aimed at improving the integrity of the tax system, businesses and individuals alike should be prepared for an increased focus on compliance as the ATO ramps up its efforts to ensure tax obligations are met. Other Key Budget Measures You Should Know About Tax on Super Accounts Over $3 Million: The proposed 30% tax on future earnings for superannuation balances above $3 million is still under consideration. If passed, it would affect high-balance super accounts, potentially reshaping the landscape of superannuation for some investors. Small Business Support: The $20,000 instant asset write-off for small businesses remains in the Budget for the 2024-25 financial year. While the measure has not yet passed Parliament, it could provide a valuable tax incentive for businesses investing in assets to grow their operations. Healthcare and Education Initiatives: The Government has allocated $8.5 billion for Medicare, including funding for 50 new urgent care clinics and bulk-billed GP services. On the education front, $500 million will go towards reducing HECS-HELP debt and adjusting repayment schedules, helping students manage their debts more effectively. Energy and Housing Relief: There’s also $180 billion dedicated to extending the $150 energy bill rebate until the end of 2025, alongside $800 million for the "Help to Buy" housing scheme, making it easier for Australians to step onto the property ladder. Economic Outlook: Slow Growth and Ongoing Deficits The Australian economy is projected to grow at a modest pace, with GDP growth forecasts at 2.25% for 2025-26 and 2.5% for 2026-27. While employment remains strong, with over one million jobs added since May 2022, the country is still facing a budget deficit of $42.1 billion in 2025-26. Public debt is expected to rise as a result, reaching 21.5% of GDP by 2025-26. Despite these challenges, the Government has also put forward measures to assist with the rising cost of living, including energy rebates and initiatives aimed at reducing inflation. What Does This Mean for You? Whether you’re an individual looking to take advantage of the tax cuts, a small business seeking clarity on asset write-offs, or someone looking to benefit from the energy rebates or housing support, the 2025-26 Federal Budget is likely to affect you. If you need advice on tax planning, superannuation, or any of the new measures, our team of experts is here to assist.  Disclaimer: The information provided on this blog is for general informational purposes only. While we strive to ensure that the content is accurate and up to date, the advice and information provided on this site should not be construed as a substitute for consulting with a qualified accounting or tax professional. The authors and contributors to this blog do not accept any responsibility or liability for any errors or omissions in the content, or for any losses or damages arising from the use of the information provided.

QLD Disaster Payments and Support

March 18, 2025
Support for Queenslanders following Ex-Tropical Cyclone Alfred

5 Mistakes You Might Be Making As A Business Owner

March 12, 2025
While business owners are often passionate about their products or services, they can sometimes overlook essential financial elements that can make or break their business.

What You Need To Consider When Selecting A Business Structure

February 19, 2025
As a business owner, one of the first decisions you’ll face is selecting the right business structure.

Make 2025 Your Best Year Yet: Key Steps for Business Owners

January 6, 2025
As we step into 2025, now is the perfect time to set the stage for a successful year ahead. Whether you’re looking to scale up, streamline operations, or ensure financial stability, the decisions you make now will set the foundation for a prosperous year ahead. 
Share by: