Welcome to Sammut Bulow Ipswich


Your Growth-Focused Business Advisory, Accounting, and Wealth Management Partner


At Sammut Bulow, we believe that success is driven by more than just numbers – it's about creating solutions that empower businesses and individuals to thrive. With a solutions-focused approach, we offer expert business advisory, accounting, and wealth management services designed to foster growth and long-term success.

What Sets Us Apart?


What truly sets us apart is our people. We are a team of innovative problem solvers with real-world experience across a diverse range of industries.


We’re not your typical accountants...

We are your strategic partners.


Our goal is to understand your unique business needs and deliver tailored solutions that make a real impact. Whether you're a growing business, a corporate client, or an individual planning for the future, we are here to help you succeed.

About Us

Comprehensive Services for Every Stage of Your Journey


At Sammut Bulow, we provide a comprehensive suite of services, including income tax, accounting, and business advisory, for individuals, small to medium-sized businesses, and corporate clients throughout Ipswich and beyond. Our team takes pride in empowering clients to focus on what they do best, while we handle the complexities of their financial needs.



We offer services such as:

  • Income Tax Returns: For individuals, partnerships, companies, trusts, and Fringe Benefit Tax (FBT) returns
  • Business Activity Statements (BAS) & Instalment Activity Statements (IAS): Preparation and Lodgement
  • Business Setup & Structuring: New business setup, business structures, and strategic advice for growth
  • ABN, TFN, GST, and PAYG Withholding: Applications, cancellations, and registrations
  • Accounting Software Assistance: MYOB, QuickBooks, and other systems setup, training, and support
  • Cash Flow & Budgeting Projections: Helping you plan for growth and sustainability
  • Tax Planning & Strategy: Tailored tax planning to align with your goals
  • Payroll Tax & Salary Packaging Advice: Ensuring compliance and optimising your business structure


SB GROUP SERVICES


Wealth Management

SBB Wealth is a Private Wealth Advisory firm dedicated to delivering bespoke Financial Strategy and Investment Advice.

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Finance Broking

With loans from 32 financial institutions at our disposal, SB Lending will create a solution that suits your goals.

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Personal and Business Insurance

SB Life is dedicated to providing advice for insurance and superannuation, tailored to you, your family and your business

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Bookkeeping Services

SB Books removes the stress of managing accounts, enabling you to focus on your business and what you do best.

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Individuals


Solutions. Protection. Growth. Wealth.


At Sammut Bulow, we deliver a full spectrum of services to help individuals like you achieve your financial goals with confidence. Whether it’s navigating the complexities of tax, building your wealth, or protecting your personal finances, our team is here to guide you every step of the way.


Individual Tax and Wealth Services

Business


Advisory. Growth. Strategy. Success.


Sammut Bulow specialises in delivering comprehensive, business-focused services tailored to meet the diverse needs of companies in Ipswich and throughout Queensland. We partner closely with business owners and leadership teams to create strategic plans that drive growth, profitability, and long-term success.


Business Advisory Services

Trusted by Ipswich Locals for over 25 years



Sammut Bulow proudly serves clients across Ipswich, offering expert accounting and business advisory services designed to help you achieve financial success. We are committed to being more than just advisors – we are trusted partners, working alongside you to help you navigate your financial future with confidence.


Our blend of technical expertise and personalised service allows us to provide solutions that are not only compliant but also strategically aligned with your long-term goals.

Throughly impressed with every part of the business I have been involved with

Charlie M.

It is easy to recommend SB to colleagues in my line of work. Additionally, the patience and due diligence of SB staff, notably David and Andrew, in providing tax advice and risk assessment.

 

I would recommend SB to any of my colleagues, and will continue to do so!

Leigh W.

My company has been with Sammut Bulow for 6 years now after suffering a bad experience with another accountant. There is nothing they haven't been able to help us with, from grant application assistance through to helping with business plans. Brad, Adam and the team genuinely care, I wouldn't go anywhere else!

Brendon Moffatt

INSIGHTS AND NEWS


March 27, 2025
The Australian Government’s 2025-26 Federal Budget, unveiled earlier this week, has certainly grabbed attention with its proposed personal income tax cuts. The tax savings will be gradual, with up to $268 in savings for individuals in the 2026-27 year, and up to $536 from 2027-28 onwards. The Government has allocated almost $1 billion to the Australian Taxation Office (ATO) to enhance its compliance programs. While this is aimed at improving the integrity of the tax system, businesses and individuals alike should be prepared for an increased focus on compliance as the ATO ramps up its efforts to ensure tax obligations are met. Other Key Budget Measures You Should Know About Tax on Super Accounts Over $3 Million: The proposed 30% tax on future earnings for superannuation balances above $3 million is still under consideration. If passed, it would affect high-balance super accounts, potentially reshaping the landscape of superannuation for some investors. Small Business Support: The $20,000 instant asset write-off for small businesses remains in the Budget for the 2024-25 financial year. While the measure has not yet passed Parliament, it could provide a valuable tax incentive for businesses investing in assets to grow their operations. Healthcare and Education Initiatives: The Government has allocated $8.5 billion for Medicare, including funding for 50 new urgent care clinics and bulk-billed GP services. On the education front, $500 million will go towards reducing HECS-HELP debt and adjusting repayment schedules, helping students manage their debts more effectively. Energy and Housing Relief: There’s also $180 billion dedicated to extending the $150 energy bill rebate until the end of 2025, alongside $800 million for the "Help to Buy" housing scheme, making it easier for Australians to step onto the property ladder. Economic Outlook: Slow Growth and Ongoing Deficits The Australian economy is projected to grow at a modest pace, with GDP growth forecasts at 2.25% for 2025-26 and 2.5% for 2026-27. While employment remains strong, with over one million jobs added since May 2022, the country is still facing a budget deficit of $42.1 billion in 2025-26. Public debt is expected to rise as a result, reaching 21.5% of GDP by 2025-26. Despite these challenges, the Government has also put forward measures to assist with the rising cost of living, including energy rebates and initiatives aimed at reducing inflation. What Does This Mean for You? Whether you’re an individual looking to take advantage of the tax cuts, a small business seeking clarity on asset write-offs, or someone looking to benefit from the energy rebates or housing support, the 2025-26 Federal Budget is likely to affect you. If you need advice on tax planning, superannuation, or any of the new measures, our team of experts is here to assist.  Disclaimer: The information provided on this blog is for general informational purposes only. While we strive to ensure that the content is accurate and up to date, the advice and information provided on this site should not be construed as a substitute for consulting with a qualified accounting or tax professional. The authors and contributors to this blog do not accept any responsibility or liability for any errors or omissions in the content, or for any losses or damages arising from the use of the information provided.
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While business owners are often passionate about their products or services, they can sometimes overlook essential financial elements that can make or break their business.
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